Profile
“No matter how many clients I have, I make sure to call each one personally every quarter. It’s a chance to not only update them on their portfolio, but also check on how they’re doing personally”
Kelvin Rampersad,
Carte Wealth Management
Konstance Allain is a distinguished leader in the insurance industry, recognized for her resilience, strategic vision, and commitment to fostering diversity and inclusion.
With a career that has evolved through a series of fortunate opportunities and a steadfast dedication to her values, Allain has become a role model for aspiring female leaders in a traditionally male-dominated field.
Her insurance career was not by design. She began as a management trainee at an insurance company, igniting her passion for the industry. During her early career, Allain solved complex problems, developed innovative products, and built effective strategies in a start-up environment.
“I thrived on solving problems and change and loved being there for clients during a claim,” she says.
Allain considers herself fortunate to have gained broad experience with leaders she admired, noting that this provided invaluable mentorship and reinforced her belief in the importance of organizational culture. This experience taught her that a supportive environment, filled with respect, kindness, and admiration, is crucial for personal and professional growth.
Described as tenacious by her father, Allain thrives on solving puzzles. She is a visionary, sets clear direction, and maintains a calm demeanour, enabling her to adapt to changing circumstances.
Among her most significant achievements is her track record of growing businesses, transforming smaller niche operations into profitable ventures. Her leadership style combines a clear vision with kindness, fostering a supportive culture essential for success.
She founded the Insurance Women’s Network at CIBC to empower women in the industry. Her commitment to authenticity and breaking down barriers drives her career forward and inspires those around her.
Being recognized by IBC as an Elite Woman in insurance, Allain understands the importance of serving as an example for other women. She believes that by being her authentic self, she can inspire others to see themselves in leadership roles.
Her vision for the industry includes a push for genuine diversity and inclusion by advocating for hiring practices that value different perspectives rather than conforming to traditional male qualities.
Looking to the future, Allain takes pride in driving profitable growth in protection solutions, ensuring she meets the needs of a broader set of clients.
Her pioneering spirit and dedication to leadership will undoubtedly pave the way for more women in insurance, fostering an environment where diverse voices are heard and valued.
Allain stands as a beacon of inspiration for women in the insurance industry. Her journey reflects the power of resilience, the importance of culture, and the impact of authentic leadership.
81 Bay St., 24th floor, Toronto, Ontario M5J 1E6
647 464 4527
konstance.allain@cibc.com
ca.linkedin.com/in/konstance-allain-637a99116
cibcinsurance.com
Konstance Allain
Associate Vice President, Creditor Insurance
CIBC
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“I strongly believe in working smarter, not harder. I think it’s one of the keys to living a great life, and I want to share that with as many people as possible”
Kelvin Rampersad,
Carte Wealth Management
1990–1995
1995–2002
2002–2011
2011–2021
2022–present
CIGNA Life Insurance Company of Canada – Account Executive, Direct Marketing: Managed accounts for retailer and bank-sponsored insurance programs
1990–
1995
Aon Direct Group/Blitz Direct and Promotion – Account Management Roles: Led strategy, planning, and new product development for retail and bank-sponsored programs
1995–
2002
CIBC Insurance – Director of Product Management: Managed life and health, travel, and creditor insurance products
2002–
2011
CIBC Insurance – Senior Director, Product Management, Strategy, and Risk: Led product management for life and health, travel, creditor, home, and auto, along with strategic planning and risk management
2011–
2021
CIBC – Associate Vice President, Creditor Insurance: Leadership of CIBC Creditor Insurance across product, acquisition, direct, and digital channels
2022–
present
Milestones
Milestones
ELITE WOMEN 2024 JUDGE