Headquarters:
Suite 2502, Level 25/259 George St, Sydney, NSW 2000
Year founded:
2008
Number of employees:
More than 70
Phone:
1300 555 068
Email:
assist@iqumulate.com
Website:
iqumulate.com
LinkedIn:
linkedin.com/company/iqumulate-premium-funding
“Our culture is shaped by a set of four values that establish a foundation and guiding principle for how we ‘make it work’ – across our decision-making, our everyday actions, how we do business and how we create a feeling of togetherness”
Brett Bastow,
IQumulate Premium FundinG
Wayne Tower
Chief Executive Officer
Brett Bastow
Head of Human Resources
Tricia Kopka
Head of Operations and Process
Leadership
Wayne Tower has over 20 years of experience in the Australian commercial banking and insurance premium funding industries. As the CEO of IQumulate, he plays a pivotal role in strategy, technology and operations to ensure that these functions of the business are aligned to meet strategic commercial objectives.
Chief Executive Officer
Wayne Tower
Brett Bastow has over 10 years of experience as an HR professional working across multiple industries. He joined IQumulate in 2019 from the Steadfast Group as the head of human resources, where he is responsible for the full gambit of HR in IQ’s drive to be a great place for great people to do great work.
Head of Human Resources
Brett Bastow
Tricia Kopka has over 20 years of experience leading operations teams across multiple sectors, predominantly banking and financial Services. As an experienced SME, she has played a key role in rebranding the business from Macquarie Pacific Funding to IQumulate Premium Funding in 2019. As a member of the IQumulate Leadership Team, Kopka forms part of the driving force responsible for leading the loan origination teams and working on core strategic projects to enhance processes within IQumulate.
Head of Operations and Process
Tricia Kopka
“Our culture is shaped by a set of four values that establish a foundation and guiding principle for how we ‘make it work’ – across our decision-making, our everyday actions, how we do business and how we create a feeling of togetherness”
BRETT BASTOW,
IQUMULATE PREMIUM FUNDINGs
“Our clients can expect IQumulate to support their business in several ways, providing an understanding of what premium funding solutions are available”
GRAEME GORDON,
IQUMULATE PREMIUM FUNDING
Leadership
“Our clients can expect IQumulate to support their business in several ways, providing an understanding of what premium funding solutions are available”
GRAEME GORDON,
IQUMULATE PREMIUM FUNDING
“Our culture is shaped by a set of four values that establish a foundation and guiding principle for how we ‘make it work’ – across our decision-making, our everyday actions, how we do business and how we create a feeling of togetherness”
BRETT BASTOW,
IQUMULATE PREMIUM FUNDING
Leadership
Wai-Lum Tang
Head of Information Technology
Wai-Lum Tang has close to 20 years of experience within the retail, property, construction, funds management and teleradiology industries. He joined Macquarie Bank in 2019 as part of the Macquarie Pacific Funding divestment to lead the technology stream of work. This included the creation of all new technology services for the IQumulate business. Tang has led many transformation projects in his career and brings with him a pragmatic and entrepreneurial leadership style.
Head of Information Technology
Wai-Lum Tang
Graeme Gordon
Head of Sales
Graeme Gordon is the head of sales for Australia and New Zealand. He joined MPF in 2017 as an account manager and was promoted to relationship manager in 2019. He was then promoted again to the role of manager – NZ at the start of 2020. Gordon has led from the front in New Zealand since his commencement, achieving exceptional growth year after year and collaborating effectively across departments and on many projects. Most recently, he was invited to participate as a member of the Extended Leadership Team in recognition of what he has achieved and, in that process, provide his insights for IQumulate’s long-term direction.
Head of Sales
Graeme Gordon
IQumulate Premium Funding offers short-term loans to cover the cost of insurance premiums, empowering business owners and managers to streamline their cash flow and reinvest funds in their operations. The company, which partners with over 600 brokers to serve more than 75,000 businesses, is dedicated to being the funder of choice for the insurance markets in Australia and New Zealand.
IQumulate maintains its reputation for excellence through its core beliefs.
“Our culture is shaped by a set of four values that establish a foundation and guiding principle for how we ‘make it work’ – across our decision-making, our everyday actions, how we do business and how we create a feeling of togetherness,” says Brett Bastow, head of human resources. “Each value is underpinned by behaviours, which are the practical application of what is to live and breathe them. Every staff member has a sense of and a mindfulness of their responsibility to drive IQumulate culture through their value-aligned actions, and an important part of any goal we set, collectively, is always reflection.”
IQumulate continually reviews performance on an individual and business level, enabling the alignment of efforts with the needs of the business, partners and clients. It also drives collaboration by emphasising transparency and leveraging technology to serve stakeholders. The company nurtures long-standing and sound-working relationships with its clients to support their growth opportunities.
“Our clients can expect IQumulate to support their business in several ways, providing an understanding of what premium funding solutions are available”
Graeme Gordon,
IQumulate Premium Funding
Norman Uraine
Head of Finance
Thierry Pascal
Head of Credit and Legal
Cemal Akgul
Head of Risk and Collections
Stephen McMillan
Commercial Manager
Prior to joining IQumulate, Norman Uraine was the management accountant for Europcar Mobility Group (Australia and New Zealand) for eight years, where he developed his accounting and finance skills across different roles within the finance team.
Uraine joined Macquarie Premium Funding in 2015 as a financial accountant before progressing to financial controller eight months later. He was an integral part of the team during the transition from Macquarie Premium Funding to IQumulate, specifically with the implementation of the securitisation process and the operational banking and finance process.
Uraine’s current role as head of finance involves the management of the company’s financial functions, including compliance, budgeting and forecasting, auditing and financial reporting.
Head of Finance
Norman Uraine
Thierry Pascal has over 13 years of experience in business and corporate banking in various financial/credit analytical and relationship management roles with the NAB and CBA.
After a career break to undertake postgraduate studies, he joined GE Capital as a senior risk analyst in premium funding in 2010. Following the divestment of the premium funding business to the Macquarie Group in 2015, he joined Macquarie Premium Funding and was promoted to credit risk manager, where he led the credit underwriting team.
Following the re-branding to IQumulate Premium Funding, Pascal was recently promoted to head of credit and legal, a role that sees him manage the credit underwriting team as well as oversee IQumulate’s in-house legal function.
Pascal holds undergraduate and postgraduate tertiary qualifications in accounting and law.
Head of Credit and Legal
Thierry Pascal
Cemal Akgul sees the head of risk and collections role as pivotal in guiding and influencing business decisions. He has more than 15 years of experience across financial and government services, most recently with the NDIS, where he was the leading consultant driving the Risk Management process’ nationwide. Prior to that, he served various roles at BMW Finance across the United States, Hong Kong, Germany and Australia.
During Akgul’s tenure at BMW Finance, he predominately worked in risk management, guiding the organisation through seismic changes between 2016 and 2018. In his time prior, he was based out of New York, leading BMW Finance’s American subsidiary's market risk and data analytics teams between 2011 and 2016.
Akgul values a balanced approach to business, encourages a positive work culture and is passionate about teaching and guiding the business and individuals at IQumulate.
Head of Risk and Collections
Cemal Akgul
Stephen McMillan first entered the financial services Industry when he joined GE Capital as a finance analyst in 2008, from which he progressed through roles working both onshore and offshore. From there, he moved into Pacific Premium Funding as a financial planning and analysis leader in 2012 and was a key resource in the evolution of the business, first with the successful sale to Macquarie Pacific Funding and then the following progression into IQumulate Premium Funding, where he is now the commercial manager.
As commercial manager, McMillan leads a team that is responsible for commercial analysis and business support, identifying and reporting improvement initiatives, and the securitization and treasury functions of the business.
Commercial Manager
Stephen McMillan
“Despite the challenging claims environment, QBE’s coverage and risk appetite have remained consistent. Brokers and customers know and understand our risk appetite and the cover we offer, providing them with certainty for the future,” says Erica Kofie, head of cyber proposition. “We put our customers at the centre of our business, responding to brokers in a proactive and timely manner and working with the customer to understand their unique risk profile and tailor appropriate solutions.”
Kofie adds, “Through 2022, QBE successfully delivered significant growth in the cyber sector, reflecting the depth and strength of our team. We continue to see cyber as a key opportunity and will be further developing customer-centric solutions across various geographies and segments in line with our growth aspirations.”
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Small business
Brokers’ Pick – Professional liability
Broker's Pick – Personal Accident and Illness Insurance
Turnaround time – claims
BDM support
Broker communication, training and development
Overall service level
BDM support
BDM support
Medal
Overall service level
Broker communication, training and development
BDM support
Turnaround time – claims
Broker's Pick – Personal Accident and Illness Insurance
Brokers’ Pick – Professional liability
Small business
Medal
Overall service level
Broker communication, training and development
BDM support
Turnaround time – claims
Broker's Pick – Personal Accident and Illness Insurance
Brokers’ Pick – Professional liability
Small business
*All information and materials presented in this article is general advice only and has been prepared without taking into account your particular objectives, financial situation or needs. Before acting on any advice contained herein you should consider its appropriateness, having regard to your own objectives, financial situation and needs. The information provided is not intended to replace or serve as a substitute for any accounting, legal, tax or other professional advice, consultation or service. © IQumulate Premium Funding Pty Ltd (ABN 82 127 517 677)
https://iqumulate.com/
IQumulate invests in education and people, which are vital to attracting new business and talent to the company.
“We have long tenures for several of our key staff, including some in leadership positions, and this strong working knowledge of our business, practices and industry provides great insights and a wealth of experience to offer our clients,” says Bastow. “Our new head of sales, Graeme Gordon, formerly manager for New Zealand, joins us in Australia to drive our sales strategy and lead our team to successful outcomes for our clients and our business. We look forward to great things ahead with Graeme as he continues to be active and present in the New Zealand market as well as building sound working relationships and new connections in Australia.”
Clients can also expect a lot from working with IQumulate.
“Through active engagement with our trusted broker network, IQumulate provides relevant information, education and training content,” says Graeme Gordon, head of sales. “Our clients can expect IQumulate to support their business in several ways, from providing a transparent understanding of what premium funding solutions are available, and navigating our clients through the quoting and funding process using our in-depth knowledge, experience and technology, to drive successful outcomes for their business.*”
IQumulate invests in education and people, which are vital to attracting new business and talent to the company.
“We have long tenures for several of our key staff, including some in leadership positions, and this strong working knowledge of our business, practices and industry provides great insights and a wealth of experience to offer our clients,” says Bastow. “Our new head of sales, Graeme Gordon, formerly manager for New Zealand, joins us in Australia to drive our sales strategy and lead our team to successful outcomes for our clients and our business. We look forward to great things ahead with Graeme as he continues to be active and present in the New Zealand market as well as building sound working relationships and new connections in Australia.”
Clients can also expect a lot from working with IQumulate.
“Through active engagement with our trusted broker network, IQumulate provides relevant information, education and training content,” says Graeme Gordon, head of sales. “Our clients can expect IQumulate to support their business in several ways, from providing a transparent understanding of what premium funding solutions are available, and navigating our clients through the quoting and funding process using our in-depth knowledge, experience and technology, to drive successful outcomes for their business.*”
IQumulate invests in education and people, which are vital to attracting new business and talent to the company.
“We have long tenures for several of our key staff, including some in leadership positions, and this strong working knowledge of our business, practices and industry provides great insights and a wealth of experience to offer our clients,” says Bastow. “Our new head of sales, Graeme Gordon, formerly manager for New Zealand, joins us in Australia to drive our sales strategy and lead our team to successful outcomes for our clients and our business. We look forward to great things ahead with Graeme as he continues to be active and present in the New Zealand market as well as building sound working relationships and new connections in Australia.”
Clients can also expect a lot from working with IQumulate.
“Through active engagement with our trusted broker network, IQumulate provides relevant information, education and training content,” says Graeme Gordon, head of sales. “Our clients can expect IQumulate to support their business in several ways, from providing a transparent understanding of what premium funding solutions are available, and navigating our clients through the quoting and funding process using our in-depth knowledge, experience and technology, to drive successful outcomes for their business.”
*All information and materials presented in this article is general advice only and has been prepared without taking into account your particular objectives, financial situation or needs. Before acting on any advice contained herein you should consider its appropriateness, having regard to your own objectives, financial situation and needs. The information provided is not intended to replace or serve as a substitute for any accounting, legal, tax or other professional advice, consultation or service. © IQumulate Premium Funding Pty Ltd (ABN 82 127 517 677)