Profile
"West Oak’s success has come from always putting our clients’ best interests first and always finding ways to improve and add more value to them"
Andrew mcquiston,
west oak family office, wellington-altus private wealth
Tammy Kocher’s cyber passion has made her one of the insurance industry’s women leaders for nearly two decades.
“My relentless effort to exceed expectations and bring my best service to my clients is what differentiates myself from others in the industry,” says the assistant vice president at BCS Financial. “I earn the trust of my clients with a consultative approach in triaging risks as a seasoned cyber underwriter across some of the best and most complex risks in the country.
“Cyber is more than just a policy to me, it is a promise, and the people behind the policy are counting on me. In this hard market, as much as having analytical and technical skills, you need to be a master juggler, firefighter, and hunter, and I am fueled to bring that to the team.”
Tammy has proven herself a pioneer in the industry, creating BCS’s excess program from scratch, redesigning products, and innovating coverage and policies. She prides herself on her relationships, many with long-term clients who continually praise her for her integrity, customer service, and responsiveness.
At BCS, she is the lead cyber underwriter, helping drive BCS toward becoming a “top 10 carrier of admitted cyber insurance premium” in the country, as ranked by AM Best. She is responsible for a consistently growing portfolio of over $20 million, including the CyberBlue book of business (a unique and innovative cyber insurance product for Blue Cross Blue Shield Plans), and an excess cyber block that includes some of the most sophisticated public and Fortune 500 companies. She is a respected lead underwriting partner with Lloyd’s of London and a member of Women in Technology International and the VigiTrust Global Advisory Board.
“I believe that cyber is a team sport,” she says. “In order for our challenging market to continue to survive and thrive, we need to continue collaborating with brokers, vendors, attorneys, threat intelligence groups, peer groups, and more. In addition, we need to inspire the next generation of women to help fill the talent shortage for our booming cyber industry.”
Prior to BCS, Tammy held various leadership and underwriting roles at Argo Group International Holdings, Chubb, and Prudential Financial. She has over 22 years of proven underwriting experience in privacy/cyber security and technology insurance, and other executive lines insurance including D&O, EPL, MPL, media, crime, kidnap and ransom, and workplace violence.
Beyond her strong technical acumen, she strives to better herself, voluntarily doing more than 100 hours of professional development each year, and participating in thought leadership and speaking engagements, including the OnRamp Insurance Panel, PLUS Cyber Symposium, and a cyber security insurance presentation to the Secret Service Electronic Crimes Task Force.
Throughout her distinguished cyber career, Tammy has lived by her personal motto of “connecting and protecting”. She believes strongly in educating and understanding her customers and always seeks to learn about their business, analyzing their exposure, and developing a customized insurance solution.
In her personal life, she is an aunt to eight nieces and nephews, the 2019/2020 Sky View Classic Fitness Competition/Transformation Champion, an honors graduate from Keller Graduate School of Management at DeVry University, and a former captain of the Illinois State University Women’s Basketball team.
2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181
630 472 7719
tkocher@bcsf.com
linkedin.com/in/tammykocher
bcsf.com
Tammy Kocher
Assistant Vice President, Cyber Underwriting
BCS Financial
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2020–present
Insurance Business Magazine | Key Media
Deputy Principal at Australian Christian College - Southlands
Doctor of Education
2020–present
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2021
Ted Talk in collaboration with key media
Year 7 Community Leader and Leader for Learning Technologies and Platforms at Northern Beaches Christian School
Master of Business Administration, 2017–2019
2021
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2013
Ted Talk in collaboration with key media
Master of Education (Curriculum and Pedagogy)
2013
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Ted Talk in collaboration with key media
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Ted Talk in collaboration with key media
Bachelor of Education (Primary)
2009–2012
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1997
2005–2016
2016–2018
2019–2021
2021–present
Tammy Kocher
Assistant Vice President, Cyber Underwriting
BCS Financial
Read on
Special Report
Home
Bio
Milestones
Profile
Milestones
Insurance Business Magazine | Key Media
Lorem ipsum dolor sit amet, consectetur adipiscing elit. A volutpat laoreet suscipit duis. Diam aliquam sed ut massa viverra a, eget libero.
Ted Talk in collaboration with key media
Lorem ipsum dolor sit amet, consectetur adipiscing elit. A volutpat laoreet suscipit duis. Diam aliquam sed ut massa viverra a, eget libero.
Ted Talk in collaboration with key media
Lorem ipsum dolor sit amet, consectetur adipiscing elit. A volutpat laoreet suscipit duis. Diam aliquam sed ut massa viverra a, eget libero.
Ted Talk in collaboration with key media
Lorem ipsum dolor sit amet, consectetur adipiscing elit. A volutpat laoreet suscipit duis. Diam aliquam sed ut massa viverra a, eget libero.
Ted Talk in collaboration with key media
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1997
2005–2016
2016–2018
2019–2021
2021–present
Tammy Kocher
Assistant Vice President, Cyber Underwriting
BCS Financial
Read on
Special Report
Home
Bio
Milestones
2021–present
2019–2021
2016–2018
2005–2016
1997
2021–present
Insurance Business Magazine | Key Media
Continues to profitably manage and grow the CyberBlue and Excess Cyber portfolio to over $20 million, making BCS a top 10 writer of admitted cyber insurance as ranked by AM Best
2021–present
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2019–2021
Human Resources Magazine | key media
Redesigned CyberBlue product, a unique and innovative cyber insurance for Blue Cross Blue Shield Plans
Promoted to AVP and named Employee of the Year at BCS
2019–2021
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2016–2018
Human Resources Magazine | key media
Joined BCS as lead cyber underwriter and began development of new admitted Excess Cyber liability product
2016–2018
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2005–2016
Human Resources Magazine | key media
Held various leadership roles at Chubb and Argo Group International Holdings to build expertise in cyber security and professional liability
2005–2016
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1997
human resources | key media
Began underwriting career at Prudential Financial after graduating from Illinois State University as Captain of the Women’s Basketball team and Business Student of the Year
1997
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Milestones