Headquarters:
16501 Ventura Blvd., Suite 200, Encino, CA 91436
Year founded:
1974
Number of employees:
330+
Phone:
(818) 382 2030
Email:
dkhoury@tmhcc.com
Website:
tmhcc.com/pro
LinkedIn:
linkedin.com/company/tmhcc-cyber-and-professional-lines-group
“After another year of record growth, we continue to make meaningful investments in technology, talent, and resources, which enable our associates to perform at their best”
Danny Kaufman,
Burns & Wilcox
TOKIO MARINE HCC – CYBER & PROFESSIONAL LINES GROUP
Mike Palotay
President
Jacob Ingerslev
SVP Underwriting, Cyber and Tech Underwriting
Catherine Lyle
SVP, Head of Cyber & Tech Claims and Threat Management
Leadership
Michael Palotay joined NAS insurance in 2009 to lead its new cyber and tech underwriting facility. When Tokio Marine HCC acquired NAS, Palotay was the chief underwriting officer, focusing on maximizing underwriting profitability, product development, and overall business development. He continued in this role within the Cyber & Professional Lines group at Tokio Marine HCC through December 2021. On January 1, 2022, he was appointed president of the group, where he continues to focus on delivering innovative products and services that drive success for its clients, partners, and employees.
President
Mike Palotay
Jacob Ingerslev is responsible for the Open Market Cyber & Tech E&O underwriting team and products at Tokio Marine HCC – CPLG. He has over 20 years of experience in a wide range of underwriting disciplines across the US, European, and Lloyd’s insurance markets. He most recently worked at The Hartford, where he was chief underwriting officer for the Cyber Risk and Technology E&O business. Prior to this, Ingerslev was head of US technology E&O, cyber, and media liability at CNA.
SVP Underwriting, Cyber and Tech Underwriting
Jacob Ingerslev
Catherine Lyle is SVP of the cyber claims and incident response teams for Tokio Marine HCC - CPLG. With more than 25 years of claims experience, her work focuses on leading a team that ensures the quick resolution of cyber events and claims, as well as litigation involving professional liability policies for technology, media, and telecommunication companies.
Lyle is a frequent speaker and published author regarding cyber law and claims. Prior to joining CPLG, she was the head of claims at Coalition and an attorney for General Electric, as well as an assistant attorney general for The Commonwealth of Massachusetts. Lyle is a member of the Commonwealth of Massachusetts and Colorado Bars.
SVP, Head of Cyber & Tech Claims and Threat Management
Catherine Lyle
““After another year of record growth, we continue to make meaningful investments in technology, talent, and resources, which enable our associates to perform at their best”
Danny Kaufman,
Burns & Wilcox
“Our teams, highly regarded for their expertise, are consistently stepping in to deliver an innovative approach or solve a complex coverage issue for our clients”
Danny Kaufman,
Burns & Wilcox
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“Our teams, highly regarded for their expertise, are consistently stepping in to deliver an innovative approach or solve a complex coverage issue for our clients”
Danny Kaufman,
Burns & Wilcox
“After another year of record growth, we continue to make meaningful investments in technology, talent, and resources, which enable our associates to perform at their best”
Danny Kaufman,
Burns & Wilcox
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Leadership
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Desiree Khoury
SVP, Marketing & Business Development
Desiree Khoury is senior vice president of marketing and business development for Tokio Marine HCC – Cyber & Professional Lines Group (CPLG) and leads marketing and business development activities for underwriting, which includes market-leading specialty coverages for cyber liability, technology E&O, EPLI, architects and engineers, several niche professional liability programs, as well as reinsured ‘bolt-on’ solutions for other carriers.
As head of marketing for the division, Khoury is responsible for advertising, broker communication, PR, media relationships, and all internal and external communications. In addition, she leads the development of industry partnerships to help grow distribution channels and policyholder support services. She has been with the company for over 15 years.
She received the Elite Woman in Insurance Award in 2019 for her energy, technical knowledge, and “whatever it takes” attitude.
SVP, Marketing & Business Development
Desiree Khoury
Kyle Lutterman
Vice President, Cybersecurity Risk Engineer, Cyber Product Leader
Kyle Lutterman is an information security professional with over 10 years of experience in managed services with a focus on incident response. He has supported multiple government agencies and Fortune 500 clients and currently leads the cyber risk engineering team at Arch Insurance. In this role, he developed a proprietary framework for cyber insurance underwriters to follow, and he consults with organizations seeking to enhance their cyber controls to obtain cyber insurance. In his free time, he enjoys golf and playing with his two young children.
Vice President, Cybersecurity Risk Engineer, Cyber Product Leader
Kyle Lutterman
Tokio Marine HCC - Cyber & Professional Lines Group (CPLG) is the US marketing name used to describe the cyber and professional lines-related insurance operations of Tokio Marine HCC.
Tokio Marine HCC is a member of the Tokio Marine Group, a premier global company founded in 1879 with a market capitalization of $70 billion as of December 31, 2024.
Headquartered in Houston, TX, Tokio Marine HCC is a leading specialty insurance group. Its major domestic insurance companies have financial strength ratings of A+ (Strong) from S&P Global Ratings, A++ (Superior) from AM Best, and AA- (Very Strong) from Fitch Ratings. Its major international insurance companies have financial strength ratings of A+ (Strong) from S&P Global Ratings.
Tokio Marine HCC is the marketing name used to describe the affiliated companies under the common ownership of HCC Insurance Holdings, a Delaware-incorporated insurance holding company. CPLG provides unique insurance solutions for clients all over the US and is committed to driving the insurance industry forward with innovative products and programs in cyber liability, professional liability, and turnkey reinsurance.
CPLG’s underwriting, risk management, and claims-handling experience has unparalleled expertise and the confidence to propel businesses forward.
“Our teams, highly regarded for their expertise, are consistently stepping in to deliver an innovative approach or solve a complex coverage issue for our clients”
Danny Kaufman,
Burns & Wilcox
Rich Gatz
Vice President, Cyber Claims
Mark Bernacki
Chief Underwriting Officer
Julie Prewitt
Senior Vice President, Marketing
Simon Williams
Chief Strategy & Distribution Officer, Arch Insurance International
and Active Underwriter, Syndicate 1955
Rich Gatz is vice president, head of cyber claims for Arch Insurance Group. He is a cyber insurance and privacy subject matter expert and a distinguished Fellow of Information Privacy with the International Association of Privacy Professionals.
A professed “coverage geek,” he enjoys crafting policy language that solves risk for Arch customers. He has spoken on various panels and at national conferences regarding cyber claims, insurance coverage, data breach response, and privacy issues plaguing technology.
Gatz is a graduate of Ohio State University and DePaul University School of Law and is admitted to practice law in the state of Illinois.
Vice President, Cyber Claims
Rich Gatz
Mark Bernacki is the chief underwriting officer of Amwins, the first to serve in the role. Prior to that, he served as president of Amwins Special Risk Underwriters. In addition to his leadership in underwriting, Bernacki runs the Amwins Alternative Risk Transfer Team for Amwins.
Chief Underwriting Officer
Mark Bernacki
Julie Prewitt has worked on nearly every aspect of marketing and advertising in her nearly 20 years in the industry. Her team at REInsurePro manages branding, advertising, events, content, digital campaigns, and agent engagement and plays a key role in product development.
Senior Vice President, Marketing
Julie Prewitt
Kimi leads the Estate Planning and Wealth Protection team and is a member of the Society of Trust and Estate Practitioners. She understands the complex and delicate nature of family estate planning, the technical requirements around probate and estate administration, and the importance of preserving wealth for future generations. Her advice is accurate, commercial, strategic and tailored to each situation.
Partner
Kimi Shah
Kimi leads the Estate Planning and Wealth Protection team and is a member of the Society of Trust and Estate Practitioners. She understands the complex and delicate nature of family estate planning, the technical requirements around probate and estate administration, and the importance of preserving wealth for future generations. Her advice is accurate, commercial, strategic and tailored to each situation.
Partner
Kimi Shah
Kimi leads the Estate Planning and Wealth Protection team and is a member of the Society of Trust and Estate Practitioners. She understands the complex and delicate nature of family estate planning, the technical requirements around probate and estate administration, and the importance of preserving wealth for future generations. Her advice is accurate, commercial, strategic and tailored to each situation.
Partner
Kimi Shah
In personal lines, Burns & Wilcox grew nearly 30 percent overall and nearly 50 percent in new business production, cementing its position as the largest personal insurance wholesaler in the US.
In 2024, the Burns & Wilcox personal lines team launched the FloodPlus product through Burns & Wilcox IssueQuick, a proprietary and automated rate-quote-bind-issue platform. Utilizing a unique Flood API, FloodPlus pairs cutting-edge risk modeling with claims data, alongside the broadest primary flood coverage form in the marketplace.
The team also announced the expansion of the Burns & Wilcox relationship with Wildfire Defense Systems to include Texas and New Mexico, bringing a unique wildfire loss prevention and mitigation service that now includes 12 US states.
The Burns & Wilcox professional liability team continued building its bench strength and furthered its depth of expertise and geographic footprint. Additionally, the team established a multitude of new insurance company partners that will continue to bring innovative solutions to the marketplace.
Technology once again was central to the success of Burns & Wilcox over the last year. Capitalizing on a significant investment with Salesforce, the company rolled out new CRM capabilities along with a Commercial Comparative Rater that handles thousands of submission opportunities monthly.
Looking at 2025, Burns & Wilcox expects to increase automation to drive even greater production efficiencies and capture increased market share.
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“We will continue to strengthen our service proposition and customer experience as a key differentiator, as we build on the momentum we have achieved to date across multiple business lines and territories,” says McLean. “Our im is to continue to grow our market relevance and strengthen our partnerships with our strategic brokers as we expand our leadership position in key sectors.
“We will also continue to invest in talent. We are committed to drawing from the broadest pools of talent, and to creating an environment that attracts and retains stellar employees. We recognise the importance of building teams that are diverse, collaborative, and innovative and are dedicated to cultivating a supportive and inclusive workplace culture in which all our employees can thrive.”
