Headquarters:
10851 N. Black Canyon Highway, Suite 200, Phoenix, AZ 85029
Year founded:
1974
Number of employees:
100
Phone:
800 528 1056
Email:
sales@minico.com
Website:
MiniCo.com
LinkedIn:
linkedin.com/company/minico-insurance-agency-llc
“Every portfolio manager or advisor has fewer clients than the industry standard, so we can devote more time to each client and deliver a level of service and precision that is well above average”
David Poliquin,
BGY Wealth Management
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MINICO
Rick Krouner
President, Specialty Programs Division
Jim Henry
President, National Programs Division
Chris Kelleher
Co-President,
Ryan Specialty National Programs
Leadership
Rick Krouner is responsible for all specialty program operations at MiniCo. His proven track record, industry-leading expertise, and experience enable him to lead the specialty programs division in its distribution, growth, and product development strategies. He has been in the program space for over 47 years and has extensive leadership and executive experience.
Krouner was founder, president, and CEO of a program administrator specializing in construction and habitational business in the Northeast. He holds a BS in Risk Management Insurance from Syracuse University.
President, Specialty Programs Division
Rick Krouner
Jim Henry is responsible for all national program operations and brings extensive multiline underwriting and carrier experience to his leadership of the national programs division in its distribution and growth strategies. He joined MiniCo in 2011 as chief underwriting officer and leader of the Agribusiness program.
Henry has over 38 years of experience at the executive level, specializing in program expansion, integration, and underwriting operations. He holds a BS in Finance from Miami University (OH) as well as the CPCU, PBP, ARM, ARe, AIS, AIC, and AFIS insurance designations.
President, National Programs Division
Jim Henry
Chris Kelleher is co-president of the Ryan Specialty National Programs practice. National Programs is the Ryan Specialty Underwriting Managers division dedicated to developing, underwriting, distributing, and administering class-focused products with multiline coverage solutions. He leads the building services-focused Protect programs, as well as SUITELIFE Underwriting Managers, dedicated to the hotel industry, and PerimeterGuard Underwriting Managers focused on security guards.
Kelleher joined Ryan Specialty in September 2020 through the acquisition of All Risks. He has been instrumental in cultivating new capital relationships in addition to developing new programs. Kelleher has 30+ years of industry experience and holds the CIC designation.
Co-President, Ryan Specialty National Programs
Chris Kelleher
SPECIAL REPORT
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Bio
Chris Narron
Co-President,
Ryan Specialty National Programs
Chris Narron is co-president of the Ryan Specialty National Programs practice. National Programs is the Ryan Specialty Underwriting Managers division dedicated to developing, underwriting, distributing, and administering class-focused products with multiline coverage solutions. Narron oversees the property-focused Protect programs, including Dealer Protect, Real Estate Investor Protect, and Self-Storage Protect.
Narron brings more than 15 years of commercial property and program underwriting experience across CAT-exposed risks, MGA operations, and national-scale delegated authority platforms. He is recognized for cultivating high-value carrier relationships and driving growth through disciplined underwriting and market insight. He holds the CPCU, ASLI, and ARe designations.
Co-President, Ryan Specialty National Programs
Chris Narron
Jennifer Fifer
Senior VP, Programs
Jennifer Fifer is senior vice president of programs at RPS, where she leads initiatives focused on delegated authority, program business, and commercial underwriting. With more than 25 years of insurance industry experience, she has extensive expertise in developing high-performing insurance programs, strengthening underwriting governance, and building long-term partnerships among carriers, MGAs, and distribution partners.
Fifer holds the CPCU and AIC professional designations and earned her bachelor’s degree from the University of Illinois Urbana-Champaign. Away from the office, she enjoys spending time with her husband and their three sons. Their free time is often spent at football games, on the lake, or traveling together.
Senior VP, Programs
Jennifer Fifer
MiniCo Insurance Agency, a Jencap company, is one of the largest program administrators in the United States, with a portfolio of specialty property and casualty products for a variety of industries and exposures.
With 52 years of notable industry experience in program management, underwriting, binding authority, and claims, MiniCo offers 20 programs, many of them exclusive. The company’s dedicated program teams provide niche underwriting prowess and flexibility, industry specialization, and unparalleled customer service.
Headquartered in Phoenix and with offices in New York, Washington, California, and Georgia, MiniCo partners with an expansive network of independent agents and select wholesalers. The company’s exclusive programs include accident and health, adult residential facilities, agribusiness, allied health, artisan contractors, cyber, equipment breakdown, fireworks, hired and non-owned auto, landscaping, nonprofit and social services, self-storage operations, self-storage tenant protection plan, wind/hail deductible buyback, and professional liability programs for architects and engineers, lawyers, miscellaneous, and property owners’ associations.
Programs are offered in partnership with “A”-rated carriers and many are available nationwide. MiniCo innovates coverages, streamlines processes, and invests in automation to enable producers to customize policies for their clients with efficiency, speed, and flexibility.
“We excel at communicating complex strategies in a clear, transparent manner, empowering clients to make informed decisions while maintaining confidence in the discretionary process.”
David Poliquin,
BGY Wealth Management
Laurie Schoch
Senior VP, Property
Kiera Cope
Lead Actuary
Diana Criscione
Head of Operations
Sarah M Stewart
Associate Vice President,
Leasing and Call Centre Operations
Laurie Schoch is senior vice president of RPS Property Facilities, bringing more than 30 years of E&S and commercial property underwriting experience. Since joining RPS in 2025, she has overseen seven property programs and helped shape underwriting strategy for scalable, delegated authority solutions.
Schoch’s background includes leadership roles at Aspen Insurance Group, XL Insurance and Great American, with deep expertise in facultative placements, catastrophe-exposed risks, and technical underwriting. Known for her industry insight and collaborative approach, she is also passionate about mentoring emerging underwriters and developing solutions that meet evolving marketplace needs.
Senior VP, Property
Laurie Schoch
Kiera Cope is an accomplished insurance actuary and Fellow of the Casualty Actuarial Society, with 30 years of experience in property and casualty risk analysis, underwriting strategy, and actuarial disciplines. She built RPS’s actuarial team and processes to deliver enhanced insights that support profitable program growth, strategic decision-making, and stronger risk management outcomes.
Cope’s team supports existing programs and new expansions through deliverables including M&A due diligence, rate filings, profitability reviews, segmentation analyses, and underwriting tool enhancements. She also volunteers with the CAS Ratemaking Working Group, contributing to technical white papers on emerging and standard ratemaking topics.
Lead Actuary
Kiera Cope
Diana Criscione leads operational systems design and execution for nearly 50 RPS specialty insurance programs. With more than 25 years of experience across insurance operations, technology, and process improvement, she helps streamline workflows, strengthen underwriting practices, and support business growth.
Before joining RPS Programs, Criscione spent 14 years with Gallagher in program operations and business systems leadership roles and previously founded a database company serving clients across industries. She is also a dedicated mother of three and has served as a Girl Scout troop leader for 17 years.
Head of Operations
Diana Criscione
Sarah M Stewart has more than 15 years of strategic leasing and customer care experience in residential property management. She is responsible for overseeing all aspects of Centurion’s national leasing platforms, residential lead generation, and overall customer experience excellence through operation of the company’s internal customer service department.
Associate Vice President, Leasing and Call Centre Operations
Sarah M Stewart
Portfolio manager and partner David Poliquin says, “Every portfolio manager or advisor has fewer clients than the industry standard, so we can devote more time to each client and deliver a level of service and precision that is well above average.”
That depth of service extends to the firm’s approach to tax optimization, a discipline BGY treats as integral rather than incidental. Its sophisticated use of flow-through shares is well recognized in financial circles, and its emphasis on personalized tax strategies for each client reflects a conviction that typical advisors leave meaningful value on the table by treating investments and tax planning as separate exercises.
BGY serves a clientele that includes entrepreneurs, high-income earners, and medical professionals, the majority of whom have corporate structures incorporating holdings and trusts. To protect the quality of its service, the firm deliberately limits client intake and controls its onboarding rate.
Communication is another pillar of the BGY model. The team adapts its approach to match each client’s investment knowledge, interest, and need, by going deep into technical detail with the more than 300 clients who are themselves finance professionals, and taking the time to explain fundamentals clearly with those who are less familiar with the sector.
“We excel at communicating complex strategies in a clear, transparent manner, empowering clients to make informed decisions while maintaining confidence in the discretionary process,” Poliquin explains.
On returns, the approach is similarly measured: BGY declines to promise outcomes, preferring to remain conservative and overdeliver.
Internally, the culture reflects the same values BGY projects to clients. Employee compensation is not tied to sales or referrals – a deliberate structural choice that has fostered a high-performance environment built on collaboration, accountability, and long-term career growth. There is no internal competition; instead, the team works collectively toward shared client outcomes, fully aligned with the firm’s values and objectives.
Looking ahead, the firm’s ambition is to continue growing the business while maintaining the quality of service that defines the BGY experience.