Profile
As senior vice president, head of inland marine for Amwins Program Underwriters (APU), Heather Frain leads inland marine – particularly contractors equipment – underwriting for one of the most recognized MGAs in the wholesale insurance market. A seasoned MGA program and insurance company underwriter, she brings deep expertise in the inland marine space and is known for her strong client-first philosophy. Her insights are widely respected across the industry, and she is frequently sought out as a subject matter expert for trade publications and conferences.
Frain’s leadership is also shaped by her experience as a working mother who built her own MGA while raising her family. She understands firsthand the challenges of balancing career and family, and she is a vocal advocate for young mothers and professionals managing complex personal or family responsibilities. She is a proud steering committee member of the Amwins Women’s Leadership Program, which was created to give women at the company a space to discuss the unique challenges they face in the workplace and to share strategies for overcoming those barriers while strengthening their leadership skills.
Frain and her husband of 27 years live in Omaha, Nebraska, and have three children in different stages of life: law school, college, and middle school. Their family life is full and active, whether they are traveling to visit their daughters or cheering on their son at various sports activities.
Omaha, NE
980 987 7518
Heather.Frain@amwins.com
linkedin.com/in/heather-frain-34886052
amwins.com
Heather Frain
Senior Vice President and Head of Inland Marine
Amwins
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Milestones
2010–2014
2014–2015
2017–2021
2021–2022
Present
Program Underwriter/Manager at Norman-Spencer Agency; underwrote, quoted, and bound accounts while operating and growing a wholesale and niche program business book
2010–2014
Underwriting Consultant at International Marine Underwriters: cultivated, built, and expanded agent relationships, with an emphasis on targeting new agents with desirable business and programs
2014–2015
Director, Inland Marine Wholesale Distribution at Tokio Marine America: directed expansion and coordination of the company’s wholesale distribution network for Inland Marine
2017–2021
Vice President and Head of Inland Marine at Amwins: tasked with developing and leading an inland marine program to complement APU’s logistics and cargo capabilities
2021–2022
Senior Vice President and Head of Inland Marine at Amwins since 2022: leads Amwins Program Underwriters (APU) Inland Marine business and oversees a comprehensive portfolio of products and services tailored to the construction, transportation, and logistics sector
Present
Milestones
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
She continually assesses strategy, aligning talent, technology, and capital with Fortegra’s future vision. By helping people understand the value of their work, Taylor drives engagement and fosters a culture where everyone sees themselves as a builder of the company’s future.
With respect to her impact at Fortegra, she adds, “I enjoy taking on operational challenges that enable our underwriting, actuarial, and finance professionals to focus on their core priorities, ultimately delivering meaningful value to Fortegra's partners and stakeholders.”
Three themes anchor her approach to both role and career:
commitment to continuous learning
focus on serving the enterprise and adding tangible value
alignment with companies whose values mirror her own
Recognized by Insurance Business as an Elite Woman 2026, Taylor is aware of the importance of visibility and representation. In a sector where senior female role models remain limited, she has chosen to see barriers as an invitation to chart her own course.
Through mentorship, active participation in networks of women C-suite leaders, and initiatives like Fortegra’s Network of Women (N.O.W.) program, she is helping build clearer pathways, stronger support systems, and broader possibilities for the next generation.
“If my experience can help someone navigate their path with more confidence or clarity, then recognition like this becomes much more meaningful,” she says. “My goal is to help create a cycle where every generation of leaders lifts the next one higher.”
“My goal is to help create a cycle where every generation of leaders lifts the next one higher”
Abbie Taylor,
Fortegra
“This type of work energizes me because, like many of us at Fortegra, I’m a business builder at heart”
Abbie Taylor,
Fortegra