Profile
“Being true to who we are is key; we are purely a referral-based business. There is zero marketing or advertising”
Adam Rakowski,
Ortus Financial
Molly Nickoles is the CEO of property at AmRisc, overseeing three property underwriting divisions generating approximately $2 billion in premium. With a mathematics degree from the University of Mississippi, Nickoles began her career as an actuarial analyst before joining AmRisc.
Over the past two decades, she has excelled in key roles including team manager, chief underwriting officer of builder’s risk, and CEO of Waypoint Wholesale.
Nickoles’s dedication to professional development is evident in her role in creating the AmRisc EDGE Mentorship program. As the Maverick program's executive sponsor, she fosters strong relationships with emerging producers. Her commitment to cultivating talent and fostering relationships has cemented trust with partners and strengthened the organization.
Her dedication extends to community involvement, serving within her community church and volunteering for organizations like Forward in Faith Ranch and Community Food Bank of Central Alabama.
As a married mother of two, Nickoles is a role model for women. Her unwavering leadership and dedication to mentorship are widely admired, evident in the numerous tributes from colleagues who acknowledge her pivotal role in their career development. AmRisc’s CEO, Brian Reid, notes, “Molly exemplifies the company’s core values of innovation, leadership, integrity, excellence, and relationships.”
1 Metroplex Drive, Suite 135, Birmingham, AL 35209
205 821 0605
mnickoles@amrisc.com
linkedin.com/in/molly-nickoles-74936137
amriscgroup.com
Molly Nickoles
CEO, Property
AmRisc Group
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“You can’t control the outcome, but you can always control what version of you turns up every day”
Adam Rakowski,
Ortus Financial
2003
2016
2017
2024
2025
Senior Underwriter at AmRisc
2003
Team Manager at AmRisc
2016
Chief Underwriting Officer, Builders Risk at AmRisc
2017
CEO, Waypoint Wholesale at AmRisc Group
2022
CEO, Property at AmRisc Group
2025
Milestones
Milestones
ELITE WOMEN 2024 JUDGE
“You can’t control the outcome, but you can always control what version of you turns up every day,” he says.
While at the helm of a rapidly growing business and a family that includes two young children at home, Rakowski has learned to manage what he calls a “never-ending list of commitments” that consists of a new team member each month, a new interstate office and two to three new referral partners monthly.
“Our business is a human business, so investing genuine time in every person can be draining on a personal level. Balancing it all is a challenge,” he says. “Simply put, do what you say you will do, and act at all times with honesty and integrity, being respectful and empathetic. The financial outcomes are a byproduct of the human interactions we have.”
Attracting, retaining and delivering exceptional client outcomes and service starts with a sincere interest in their journey and remaining relevant to them as their lives and needs evolve, notes Rakowski. He points out that he and his team put in most of the work upfront in building meaningful relationships, which is a testament to its 99% client retention rate.
He says, “We are clear in the types of clients we work best with and our value proposition. We also look for a cultural alignment with all of our referral partners, and we are acutely aware of our strengths and how different we are from our industry peers.”
Rakowski recently opened a Queensland business and plans a foot in every other capital city. He strives to establish the brokerage as a national business with on-the-ground representation in every state by the end of 2025.