Headquarters:

Petaluma, CA

Year founded:

1999

Number of employees:

Phone:

707 781 7381

Email:

info@tangramins.com

Website:

tangramins.com

LinkedIn:

linkedin.com/company/tangram-insurance-services

“We maintain several cross-company employee networks allowing staff to connect and learn from each other, fostering our inclusive culture and celebrating the diversity within our business”

Marcella McLean, Arch Insurance International

TANGRAM INSURANCE SERVICES

Rekha Skantharaja

Chief Executive Officer and President

Tracy Bernard

Senior Vice President, Strategy

Krissy Kyjovsky

Senior Vice President, Underwriting

Leadership

Rekha Skantharaja joined Tangram in 2009 as a senior executive in sales, operations and underwriting before being named president in 2013 and later CEO. She began her career in 2001 in San Francisco at a brokerage focused on building management liability programs for Fortune 100 companies. She also led the distribution and business development for a well-known insurance company with nearly more than $500 million under management ($300 million in the healthcare and long-term care space). Skantharaja is a graduate of Boston University, a member of the Young Presidents Organization and a board director of the Bay Area’s largest non-profit performing arts center. She is also very active in amplifying the voices and upward mobility of women and minorities in the industry.

Chief Executive Officer and President

Rekha Skantharaja

Tracy Bernard joined Tangram in 2018 as SVP of strategy and program development. She oversees the expansion of new and existing programs, captive management, and data and analytics. She brings 20 years of industry experience, including the management of underwriting and operations at an MGA, the development of global reinsurance programs at a national broker, and the building of alternative risk structures. Prior to joining Tangram, Bernard led the underwriting, reinsurance and strategy on a more than $200 million book of program business for a large national MGA. She also coordinated the strategic use of reinsurance to minimize the inherent volatility of the portfolio. Bernard is a graduate of Georgetown University, where she earned a BS in Business Administration.

Senior Vice President, Strategy

Tracy Bernard

Krissy Kyjovsky joined Tangram in 2010 as an underwriter. She quickly learned the ropes, working in every program and building specializations. She was promoted to underwriting manager and later VP and SVP of underwriting. Since 2018, she has overseen all aspects of underwriting and program management. She is responsible for relationship management with all carrier partners and ensuring that all programs are profitable and operate within the underwriting guidelines established by Tangram and the carriers. Kyjovsky began her career in 2004 on the brokerage side as an account manager and producer. She is a graduate of Dominican University, where she earned a degree in Psychology.

Senior Vice President, Underwriting

Krissy Kyjovsky

“We maintain several cross-company employee networks allowing staff to connect and learn from each other, fostering our inclusive culture and celebrating the diversity within our business”

Marcella McLean, Arch Insurance International

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Marcella McLean, Arch Insurance International

“We maintain several cross-company employee networks allowing staff to connect and learn from each other, fostering our inclusive culture and celebrating the diversity within our business”

Marcella McLean, Arch Insurance International

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Heidi Wolf

Senior Vice President, Operations

Heidi Wolf joins Tangram after more than 20 years of progressive experience in the industry. She started her career at Great American Insurance, where she started as an underwriter and later held various positions within the organization, including her role as a senior business developer. In 2011, Wolf accepted a position with Norman Spencer, an MGA and wholesale brokerage. She managed underwriting programs, product development and operations, as well as oversight of the offshore team. Through an acquisition in 2019, her role was elevated to lead operations for Constellation Affiliate Partners. Through another acquisition in 2021, she was asked to direct operations for Legacy CRC programs and CAP programs at Starwind Specialty. Wolf attended the University of Cincinnati Carl H. Lindner College of Business and holds a Chartered Property and Casualty Underwriter designation.

Senior Vice President, Operations

Heidi Wolf

Francisco Moraga

Sales Director, RightRater Sales Division

Francisco Moraga has 14 years of insurance experience, with the last four years working at RIGHTSURE. In 2007, he began his career in the insurance industry at an independent agency. Since that time, he has held various positions of increasing responsibility throughout several insurance organizations. He is the sales director for the RightRater sales division of RIGHTSURE. Along with his property and casualty insurance license, Morage holds several educational insurance certifications, in addition to his accreditations from both Harvard University and Columbia Business School.

Sales Director, RightRater Sales Division

Francisco Moraga

Tangram Insurance Services is a managing general agency, retail brokerage and reinsurance intermediary serving businesses across the US. It is a Bay Area-based firm, with its headquarters just 25 miles over the Golden Gate Bridge. For 25 years, Tangram has focused on delivering comprehensive insurance solutions to specific industries. Those segments include social services, fuel oil and propane distribution, janitorial services, security guard services, animal welfare organizations, adult residential care facilities and more. Tangram’s experienced team is constantly surveying the landscape and creating ways to add value through broader coverage, elevated service and competitive pricing. The firm continues to move with independence, diversity and responsibility to serve its customers and partners. Tangram is looking forward to working together.

Marcella McLean, Arch Insurance International

Jaime Almazan, ChFC, CLU, CPCU

Senior Agent

Cheryl Forman

Senior Agent

Scott Crozier

Vice President, Product

Simon Williams

Chief Strategy & Distribution Officer, Arch Insurance International and Active Underwriter, Syndicate 1955

Jaime Almazan, ChFC, CLU, CPCU, senior agent at RIGHTSURE, has been in the insurance industry for 32 years. He has worked in many facets of the insurance industry. He retired from a “large name brand” insurance company. Knowing that he wanted to continue to work, he joined RIGHTSURE in 2017 as an independent agent. Almazan’s area of expertise is in the commercial arena, but she has created a good business catering to a niche market of hard-to-place personal and commercial line clients.

Senior Agent

Jaime Almazan, ChFC, CLU, CPCU

Cheryl Forman has 20 years of insurance industry experience. She began her career at a captive agency as an agency assistant for the first five years but has been on the independent side for the last 15 years, with the last 13 years being at RIGHTSURE as a senior agent. She is licensed in all lines, from personal and commercial to life and health. Forman attended Pima College and Northern Arizona University, where she earned a degree in business management.

Senior Agent

Cheryl Forman

Scott Crozier, who joined Orion180 in January 2023, brings a strong passion for leadership and service to his role. With more than 25 years of experience in property and casualty insurance operations, he has expertise with national, regional, and Florida-specific insurers. Crozier held leadership positions in underwriting, customer experience, product development, and sales. He holds a BA in History from Rhode Island College and esteemed designations such as CPCU, AIC, and API. Crozier’s dedication to service extends beyond insurance; he’s a former U.S. Army Infantryman and officer. As the operations officer for a 3,500-Soldier Infantry Brigade Combat Team, he served in the Florida Army National Guard. With extensive experience, leadership capabilities, and a commitment to service, Crozier contributes to Orion180’s growth and success.

Vice President, Product

Scott Crozier

Kimi leads the Estate Planning and Wealth Protection team and is a member of the Society of Trust and Estate Practitioners. She understands the complex and delicate nature of family estate planning, the technical requirements around probate and estate administration, and the importance of preserving wealth for future generations. Her advice is accurate, commercial, strategic and tailored to each situation.

Partner

Kimi Shah

Partner

Kimi Shah

Partner

Kimi Shah

Sarah M Stewart

Associate Vice President, Leasing and Call Centre Operations

Karen Bannister, CM

Vice President, Marketing

Dave Longbottom

Chief Technology Officer

Alex Ventura

Head of Marketing

Damian Palovick

Senior Vice President of Underwriting AXA XL – Delegated Authority Programs, North America

Dr. Mary Lavoie

Head of Risk Management and Senior Vice President AXA XL – Delegated Authority Programs, North America

Mark Bernacki

Chief Underwriting Officer

Ryan Armijo

Chief Operating Officer, Underwriting Division

Bob Petrilli

President, Underwriting Division

Arch provides underwriting solutions across a diverse and growing portfolio of more than 20 business classes, spanning multiple platforms in the London company market, the Lloyd’s market, the UK regional market as well as markets in Australia, Bermuda, and the EU. Through their Lloyd’s and London company market platforms, Arch provides customised solutions and high levels of capacity across multiple (re)insurance classes. Arch’s UK Regional division, launched in 2018, offers specialised insurance solutions for a wide range of businesses, from 11 locations across the country. The past few years have been transformational for Arch Insurance International. Since 2019 the company has more than trebled in size in terms of GWP, and this growth has been seen across all territorial platforms. In 2021 Arch launched its new brand promise, Pursuing Better Together, encapsulating an approach to doing business based on collaboration, responsiveness, and a genuine commitment to continually raising the bar. Arch has a clearly defined three-year plan that is underpinned by more than 100 objectives.

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“We will continue to strengthen our service proposition and customer experience as a key differentiator, as we build on the momentum we have achieved to date across multiple business lines and territories,” says McLean. “Our im is to continue to grow our market relevance and strengthen our partnerships with our strategic brokers as we expand our leadership position in key sectors. “We will also continue to invest in talent. We are committed to drawing from the broadest pools of talent, and to creating an environment that attracts and retains stellar employees. We recognise the importance of building teams that are diverse, collaborative, and innovative and are dedicated to cultivating a supportive and inclusive workplace culture in which all our employees can thrive.”